ANALYSIS AREA MANAGER

Swedbank Group Cards is the new group wide Card organisation including the Nordic and Baltic organisations as well as Swedbank Cards Services and all its subsidiaries. Group Cards goal is to consolidate and optimize existing cards business, but also to innovate for the future. Group Cards has a strong local presence in all home markets and has approximately 240 employees.

Credit card unit is now looking for Analysis area manager to meet the challenges in newly established Group wide product organization. The projects you will need to manage will vary in their complexity, geographical reach and share of different counterparties involvement.

Your role as Analysis area manager will be to advise and support Credit card unit team in credit card business management.

 Main responsibilities:

• lead Credit card area product development supportive financial, risk and market analysis;
• create credit card products profitability managerial information - conduct financial, market, competitor, risk and customer analysis on credit card products related areas. Support product management team with data and analysis in decision making process;
• take responsibility for working out and implementation of credit card portfolio management concept, including proactive financial analysis of credit card value management. Manage credit portfolio through the cycle - modeling the optimal portfolio structure that fits credit policy and business performance goals. Provide input for credit risk management in order to improve the quality of portfolio (IRB tools, risk profile);
• support strategic management of credit card product line with short, medium and long term macro- and micro economical forecasts. Determine sales potential, recommend sales targets and KPI's;
• price guidance: set product pricing ranges based on technical and market price assessments. Provide careful analysis for changing price to meet or beat competition and taking product pricing decisions;
• ensure accurate reporting on Credit Card area performance;
• be ready to support with all needed analyses Group Card Issuing department.

 You are welcome to apply if you:

• have managerial experience in leading cross-border projects;
• have higher education in Economics, Mathematics or Finance;
• have excellent communication and customer service skills; high degree of stress tolerance, willingness to work in a team;
• have good analysis and problem solving skills, openness to new ideas, continuously looking for best practice both within and outside of the organization;
• have market and competitor awareness and customer focus (ability to adapt customer perspective)
• have strong execution capability - strong initiative, drive and persistence;
• have very good cooperation skills - proven ability to lead through others and achieve results without formal authority, which is achieved through proactive communication, motivating others, and good negotiation skills;
• have high degree of organizational awareness, flexibility and reliability;
• have ability to use office software on a good level;
• are fluent in English, oral and written;
• previous work experience in the respective field would be recommended.

We offer:

• possibility to lead interesting and full of complex exercises field in very good professionals team - you would have a chance to influence the life of millions of Swedbank clients in the home markets;
• great possibilities for professional development.

In order to apply, please send your CV and motivation letter in English with the remark "Analysis area manager" to cv@swedbank.ee by 12th of September or apply via CV Online.